Every Islamic investment fund in Australia rates itself. InvestHAQ is building the first truly independent place to compare ETFs, managed funds, super and wholesale products — measured against clear benchmarks, their peers, and the wider ethical market. See whether your fund is actually beating its own benchmark. See exactly what its certification evidence says. Spot ASIC red flags. We don't decide what is permissible — we make the facts transparent so you can decide. Pay nothing.
BEGINNER
The balance never goes down. That is exactly what makes a bank account feel safe, and exactly what the feeling gets wrong.
By InvestHAQ - Dr Imtiaz Bhayat
Sponsored placement — does not affect how funds appear in comparisons or rankings.
Featured comparison
FIVEPEARLS-ETHOS vs FIVEPEARLS-HARVEST-C
2 funds side by side
FIVEPEARLS-ETHOS · Ethos fund
+6.2%
1Y net · TCR 1.65% p.a.
Adl Advisory · vs Not disclosed
FIVEPEARLS-HARVEST-C · Harvest Series C fund
+5.8%
1Y net · TCR 1.60% p.a.
Custom · vs Not disclosed
Independent
Not affiliated with any fund manager
Shariah method tracked
AAOIFI, MSCI Islamic, S&P Shariah
ASIC RG 244 aligned
Factual information only — no AFSL needed
🇦🇺 Hosted in Sydney
AU data sovereignty across stack
A rotating set of featured placements — fund managers pay for a slot. Always labelled; never affects sort order or rankings.
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ASIC, AFCA, and editorial transparency notices on in-scope funds.
ASIC issues [interim] stop order on [fund name]
ASIC has issued a stop order preventing new offers under the current PDS of [fund name], effective [date].
Hejaz Private Credit Fund (HEJAZ-HPCF) Wholesum Responsible Fund – Class C (WHOLESUM-RF-C) FivePearls Cash Fund (governed by FivePearls Cash IM) (FIVEPEARLS-CASH) 07/08/2026Right-of-reply window elapsed
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Typical Questions
We believe you deserve honest answers — not just marketing material from the fund itself.
Question 1: Are you comfortable with a fund that rates itself? Are you simply getting marketing speak because they want to sell their products?
Question 2: Do you know how your fund performs next to others? Are you seeing an honest comparison?
Question 3: Is your fund really delivering what it promised? Does it even outperform the benchmark it sets for itself?
Question 4: Has your fund stayed compliant — and what do others say about them? See the verified facts.
Question 5: Who ensures your fund stays true to its values? Discover how oversight really works.
Question 6: Does 'ethical' really mean Shariah-compliant? See which funds truly follow the principles.
Question 7: Is your super fund aligned with your beliefs? Check how your money is managed.
Question 8: How open is your fund when no one's watching? Explore their transparency.
Question 9: Are your returns built on genuine values? Find out what's behind the numbers.
Question 10: Has your fund's Shariah board ever been independently reviewed? How often does Shariah compliance occur?
Question 11: Is your fund prioritising growth — or integrity? See where their focus really lies.
Question 12: When was your fund last verified by an independent source? Trace the record.
Question 13: Does your fund publish how decisions are made? Explore the facts behind the marketing.
Question 14: Think your fund stands for the right values? Measure belief against evidence.
Question 15: If a fund reviews its own compliance, can that ever be unbiased? See why independent evaluation matters.
